Privacy Policy

Finovax Learning Academy respects your privacy and is committed to protecting your personal information.

1. Information We Collect

  1. Name, contact details, identity information
  2. Payment and transaction details
  3. Usage data and communication records

2. Use of Information

  1. Service delivery and communication
  2. Training access and support
  3. Legal and regulatory compliance

3. Data Protection

We implement reasonable security measures to protect your data. However, no electronic transmission is completely secure.

4. Sharing of Information

We do not sell or rent personal data. Information may be shared only:

  1. With legal authorities if required by law
  2. With service providers strictly for operational purposes

5. Data Retention

Data is retained only as long as necessary for legal, business, or regulatory purposes.

Refund Policy

1. No Guaranteed Refunds

Fees paid are primarily non-refundable, as they cover access to proprietary training and mentorship services.

2. Service-Based Refunds

Refunds may be considered only if Finovax fails to deliver the agreed services, subject to:

  1. Written request within 7 days of issue
  2. Verification of non-delivery

Refunds are not linked to income, earnings, performance, or business results.

Risk Disclosure

Network marketing and business building involve inherent risks, including but not limited to:

  1. Market variability
  2. Individual performance differences
  3. Policy changes by third-party companies

Participation does not assure financial success. Loss of time or money is possible.

Disclaimer

  1. Finovax Learning Academy is an educational platform only.
  2. We do not provide financial, investment, or legal advice.
  3. Outcomes vary by individual effort and circumstances.
  4. Any resemblance to investment schemes is purely coincidental and unintentional.